It has become easy to trace the unclaimed amount lying in the banks of the country. To help bank account holders, the Reserve Bank of India has launched a centralized web portal UDGAM (Unclaimed Deposits – Gateway to Access Information). With this step of RBI, all the information regarding unclaimed amount will be available at one place. The objective of the UDGAM platform is to help people locate the unclaimed amount and identify the appropriate claimant from one place. The Platform is meant to provide a gateway for eligible claimants to access unclaimed deposits.