No-cost EMI and their hidden costs: No-cost EMI or zero-cost EMI offers look very tempting at first glance. Usually, you must have seen many such offers given by banks or credit card companies during online shopping. Many times, such offers are also given in offline shopping. But these offers don't need to be actually as beneficial as you think. This is because many such offers are not actually completely no-cost or zero-cost. There is also a cost hidden behind such offers that sound very attractive. On observing minutely, it is found that many types of costs are actually hidden in these offers as well. Therefore, if you are also thinking of shopping by taking advantage of any such offer, then first get complete information about it.