Google Pay has integrated UPI Lite, a simplified version of the Unified Payments Interface (UPI) system, to enhance user experience. With UPI Lite, which also serves as a wallet or account, users can load up to Rs 4,000 daily and make instant transactions up to Rs 200. Users need not enter a pin to transact. Google Pay thus joins the likes of popular platforms like BHIM, Paytm, and PhonePe, and several banks which have already adopted UPI Lite.