The Depositor Education and Awareness Fund (DEA Fund), was established by the Reserve Bank of India, to absorb any funds from dormant accounts be it savings, fixed deposits, and other inactive accounts which have not been operated or unclaimed for 10 years or more. When transferring funds to DEA, the banks are required to send the entire principal, along with accrued interest. So once the amount gets transferred to the DEA Fund, is there any way to reclaim your money? Absolutely, Customers or depositors can claim a refund of their unclaimed amounts from their banks.