S. Siva Sankaran, sivasankaran2k@gmail.comTHIRU, VANANTHAPURAM: I have invested 1000rs monthly in TATA Balanced Fund and Birla Sun life Frontline Equity Fund from November 2015 to October 2018. I have invested 1000rs monthly in HDFC MID-CAP OPPORTUNITIES FUND from November 2015 to January 2018. All these 3 funds are Growth Regular Plan Somehow these SIPs stopped in above specified time and I have noticed just now. I have planned above SIP investment for wealth creation in long term (10 to 20 years). And I am OK with moderately high risk. Shall I start and continue the SIP in these funds? Or Shift to other for SIP?

Tata Hybrid Fund (Tata Balanced Equity Fund) was having a dream run 5 years ago. Now fund performance is not upto the mark. So please don’t continue this fund. Regarding Aditya Birla Sun Life Frontline Equity Fund it’s a good fund in large cap category. You can continue this fund. This fund also offers group Insurance free of cost. HDFC Mid-Cap Opportunities fund is a good mid-cap fund. Corpus of Birla Frontline Equity & HDFC Mid-Cap Opportunities both have AUM of 22000+ Crores. So it is recommended to keep regular track on these funds. We would recommend you to add exposure to Large & Mid Cap and Multicap Fund. Recommended funds are Mirae Assets Emerging Bluechip Fund & DSP Equity Opportunities Fund in category one and Axis Focussed 25 Fund & Edelweiss Multicap Fund of second category