While stock markets have hit fresh highs, mutual funds are treading cautiously. Diversified equity mutual funds together hold Rs 1.32 lakh crore of their total portfolios in cash, as on October 31, 2025. Out of these 313 diversified equity mutual fund schemes, 25 funds held over 8 per cent of their portfolios in cash.
Aequs IPO Price Band: The price band for Aequs IPO has been fixed at Rs 118-124 per share. The minimum lot size to apply for Aequs IPO for retail investors has been set at 1 lot consisting of 120 shares aggregating to a minimum investment of Rs 14,880
The revised guidelines permit banks to reconsider the rate of interest for home loan borrowers before three years, unlike previously. Borrowers would have to request the lender for a review
PFRDA is considering major reforms in NPS, including increasing the lump-sum withdrawal to 80 per cent of the corpus, early exit after 15 years, and more diversification by allowing 1 per cent exposure to gold and silver, PFRDA chairperson S. Ramann said at a recent event
An interesting early trend is the rise of health wallets, which allow customers to pre-fund routine care, cover non-payable expenses, and even use wallet balances for future premiums
Both the Sensex and the Nifty closed flat-to-negative after two consecutive days of gains which saw the benchmark indices scaling fresh record highs. Here’s what to watch out for in the next trade
Silver, an asset once considered gold’s quieter cousin is now commanding investor’s attention, given its extraordinary rally this year, with prices soaring to multi-year highs and shattering previous records. But does it make sense to add a touch of silver shine to your portfolio now?
Board of private sector bank approved sale of Rs. 6900 crore of NPA, written-off loan portfolio. Bids for sale to be invited under Swiss Challenge method
The New Labour Codes are set to significantly alter how gratuity is computed by redefining ‘wages’ and expanding benefit coverage. With a mandatory 50 per cent basic pay structure and revised eligibility rules for fixed-term staff, gratuity payouts are expected to rise for many employees. These changes, however, may also reduce take-home pay as social security contributions increase.
Customers await reasonable solutions and total transparency (in a clear language that is understandable) on premiums, coverage and claims. Otherwise, the safety net will get reduced to savings and more savings
Real money games didn’t just ruin several lives financially but also had a deep psychological impact on the gamers, which the recent online gaming ban stopped in its tracks, but there are others who rue the ban, warning of job losses and the rise of black market apps. What’s the endgame?
Rising cost of education is affecting not just school fees, but also higher education. Instead of putting it all in a good school, strike a balance to ensure your future goals, such as children’s higher education and your retirement planning do not get jeopardised
The recent hike in H-1B visa fee has forced many Indian students to rethink their decisions to study and work in the US and look at alternative destinations, such as Europe and Australia. However, skilled students, may not have much to worry
Rising healthcare and education costs, ideological choices, and the need for freedom and flexibility are leading several couples to not have children. There’s no right or wrong there, but the ones who are confused about it need to think carefully
Silver, an asset once considered gold’s quieter cousin is now commanding investor’s attention, given its extraordinary rally this year, with prices soaring to multi-year highs and shattering previous records. But does it make sense to add a touch of silver shine to your portfolio now?
With many hospitals suspending cashless health insurance option, here’s how to manage your temporary cash requirement and claim for a reimbursement from your insurer later
Digital Rupee or e` is India’s central bank digital currency (CBDC) and the tokenised digital form of India’s physical currency. It is issued by the Reserve Bank of India (RBI) in digital form and offers features similar to the physical fiat currency, including RBI’s guarantee. Here's a step-by-step guide to register for RBI's Digital Rupee Wallet
Pension Fund Regulatory and Development Authority (PFRDA) chairperson S. Ramann, in an interview with Outlook Money Editor Nidhi Sinha as part of the Wealth Wizards series, talks about how the National Pension System (NPS) is moving from catering to the government sector to the non-government sector, why the regulator is focusing on larger distribution through new Multiple Scheme Framework (MSF) products, why it’s important to have more choice in pension products and how NPS is turning into an end-to-end product.
The launch of shorter-term schemes under the Multiple Scheme Framework (MSF) of the National Pension System (NPS) has given more choice to investors, but will that breed confusion and are these schemes fit for consistent long-term savings?
Couples typically do not discuss money before marriage. Matters related to prior debt, future responsibilities or expenses could create lack of trust, even leading to a divorce
Invest In Gold And Silver MFs And ETFs For Tax Efficiency
The material change clause in a health insurance policy requires policyholders to inform insurers of significant health changes (such as a new illness or condition) after they have purchased the policy, especially at the time of renewal. However, it has become a source of confusion among policyholders who fear that such a disclosure will automatically mean a hike in premiums or a reduction in coverage
Set dates and amounts and let compounding quietly do more for you.
Inn today’s unpredictable world, we’ve learned a hard truth — life can change in a heartbeat. From the COVID-19 pandemic to rising lifestyle diseases and sudden unprecedented life event, uncertainties are everywhere.
Festive buying meets modern investing as the panel explains gold ETFs, costs, risks and mindset needed to make gold work.
For goals that are to be fulfilled within five years, use debt funds, and for life goals that are years away, let equity work quietly over the long term
Use themes to meet goals, diversify with SIPs, rebalance on valuations, and ignore market noise.
Set an amount, automate increases, ignore noise, stick to horizons, review annually.
Let professionals rotate sectors as cycles turn while you stay invested steadily.
If you are confused between NPS Tier II and mutual funds for your investment goals, ranging from short to mid-term, read on to understand what they both offer and lack
