The US Federal Reserve's 25 bps rate cut was in line with expectations and was already largely priced in. It now remains to be seen how market participants will gauge market reaction to the Fed's signal of two more cuts by year-end
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Buying these luxury tech items using a loan blocks their monthly surplus into a fixed monthly payout that reduces their investible surplus, leaving less money on the table for savings or building emergency funds
Delhi High Court clarifies that a son can inherit the father's property under intestate succession, but lacks rights over the grandfather’s property as per the Hindu Succession Act
The 56th GST Council meeting slimmed down the tax system to two broad slabs, 5 per cent and 18 per cent. The government has introduced a special rate slab for sin and luxury goods to keep taxes simple and consumer-friendly for most people
According to a recent survey by Naukri, the IT sector emerged as having the largest gender pay gap
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The US Federal Reserve's 25 bps rate cut was in line with expectations and was already largely priced in. It now remains to be seen how market participants will gauge market reaction to the Fed's signal of two more cuts by year-end
Escrow accounts are becoming a trusted way to make big transactions safer, whether you’re buying a home, a car, or even a luxury item online.
Fraudsters are increasingly persuading UPI users into initiating transfers themselves, leveraging techniques that target trust
The 56th GST Council meeting slimmed down the tax system to two broad slabs, 5 per cent and 18 per cent. The government has introduced a special rate slab for sin and luxury goods to keep taxes simple and consumer-friendly for most people
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Retail investors will surely enjoy the conveniences, but many of them may be unable to give the right prompts to get the right results
Not embracing AI can hold you back as the world explores new technological territories, so try you must but with a little or a lot of caution
AI in personal finance can be your on-demand explainer, number-cruncher, and budget tracker, freeing up time and mental space for the bigger picture. But when money decisions are tied to human behaviour, emotions, and long-term trade-offs, its role is best kept as a co-pilot to a human financial advisor
Gen Z is exploring AI tools, reels and other material alongside traditional advisors and textbooks, but they need to take an informed approach
AI solutions can help senior citizens directly and indirectly, but India’s hesitant elderly don’t seem ready to embrace them yet
AI can give you brutally honest answers related to your money based on facts. But our money decisions are also based on emotions which AI does not seem to understand
Relying on AI for inputs on your investing decisions may not be in your best interest, as chatbots typically tend to give response that are likely to be overly flattering and agreeable, and align with your existing biases
AI has made it easier for scammers to manipulate the market by way of spoofing, latency arbitrage or exploiting other vulnerabilities. But market participants are also relying on AI to fight AI and prevent and detect frauds
Traditionally, investment decisions were made only by the human mind, but there is a seismic change afoot. Advanced tech is doing to investment what it did to hockey and tennis
Many fund houses are using AI to crunch data, while leaving decision-making with the fund manager. To keep matters safe, Sebi guidelines mandate data confidentiality and compliance, and to keep investors informed
After the big wave of digitalisation, banks are entering the age of AI, which is making banking not just convenient, but smart. With strong guardrails in place, the industry is ready for its next big technological leap
The insurance industry has adopted AI in a big way and is relying on it for several backend processes from underwriting to claims processing. However, data privacy and biased recommendations remain a concern
AI is streamlining the tax filing process, providing personalised recommendations and automated document classification, but it has its limitations. Too much reliance can lead to errors and even legal hassles
AI is helping homebuyers navigate the process with the help of 3D models and virtual tours, but the human element in design, aesthetics, negotiation and decision-making remains paramount
One of the dangers of AI is the advent of convincing deepfakes generated by morphing images, voice notes and videos that can hoodwink you into erroneously revealing financial details or making payment to scamsters
Kailash Kulkarni, CEO, HSBC AMC, in a conversation with Kundan Kishore, shares what he did with his first pay cheque, how his career changed his relationship with money and how he later realised that starting to save early can set you up for life. His advice to new professionals is to enjoy their first salary, but also start saving—however small the amount—and remain consistent with it.
Generative AI is a subset of AI that mimics human intelligence to analyse data, identify patterns, and create new content, such as text, images, audio, or videos. It is called generative because of its ability to “generate” human-like responses to prompts
Personalised, bias-aware, multilingual AI widens access, cuts friction and helps families build resilient wealth.
For patient investors, value funds provide downside buffers, sensible valuations, and superior long-term risk-adjusted outcomes.
Let professionals set the mix, manage risk and rebalance calmly while emotions stay out.
Delhi High Court clarifies that a son can inherit the father's property under intestate succession, but lacks rights over the grandfather’s property as per the Hindu Succession Act
