If your actual expenses are lower than what the scheme presumes, the tax math might not work in your favor. So before you opt in, run the numbers. Don't assume the presumptive route is always the cheaper one
The investor base in retail schemes rose 177.50 per cent quarter-on-quarter to 3,438 as of March 2026, up from 1,239 in December 2025
The office of the United States Trade Representative (USTR) proposed additional 12.5 per cent tariffs on India over concerns that it has not sufficiently enforced prohibitions on goods linked to forced labour. This comes amid ongoing trade talks between the US and India
As market uncertainty, inflation, and global risks reshape investor behaviour, Indians are increasingly prioritising portfolio resilience, guaranteed income, and financial protection alongside long-term wealth creation.
Sensex and Nifty started on a weak note in early trade amid mixed signals over US-Iran ceasefire. Here’s a look at the key stocks and sectors that are dragging the benchmark indices lower
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With the rupee under constant pressure and FPIs continuing their selling spree unabated, the government has scrapped capital gains tax on foreign investment in government securities to support inflows. Read on for details
Calculate & Plan your future with ICICI Prudential Life's retirement calculator
For depositors, there is no real shift in how TDS on bank interest will be applied. The threshold-based system continues, and banks will deduct tax only when interest exceeds the prescribed limits
For Indian Gen Z, travel has become less about one big annual break and more about several short, identity-driven trips spread across the year
If your actual expenses are lower than what the scheme presumes, the tax math might not work in your favor. So before you opt in, run the numbers. Don't assume the presumptive route is always the cheaper one
We need to acquire cockroach-like qualities of being adaptable and resilient to be able to conquer our fear of market volatility and its effects on our portfolios
A list of top-rated mutual funds in terms of performance
While it is advisable to stay invested in volatile markets and not give in to panic selling, it’s also important to keep an eye on how your portfolio of funds is faring
The difference between those who earn well and those who become wealthy is not necessarily intelligence, access, or even opportunity, it is behavioural errors and incorrect choices. Fixing those can be a sure shot way to achieve the crorepati goal
The broking industry is now in a price-war phase, but cost is no longer the key differentiator. The choice will depend on how you plan to use a broking platform
SIFs are the new kid on the block. Kundan Kishore, deputy editor, Outlook Money spoke to Kailash Kulkarni, CEO, HSBC MF, to understand the nuances of these emerging investment strategies. Here are the edited excerpts from the interaction.
PFRDA has proposed a Retirement Income Scheme, RIS Steady, under NPS. The scheme allows regular payouts through two withdrawal options. We explain how it works and what you can expect
Retirement planning solutions must reach the middle- and lower-income groups, for whom the crisis is most acute
For years, personal finance conversations have focused on how much to build. But less attention has been given to what that number is meant to do once it is reached
The stock market always pushes you to act irrationally. The key, however, is to not let your emotions get the better of you and force you to turn your paper losses into actual losses
The need to indulge in fun activities is real for some individuals. The key is to balance out these wants-turned-needs by budgeting smartly and becoming a conscious spender
Electronic gold receipts are dematerialised securities backed by physical gold, which is verified for purity, and stored in vaults approved by the Securities and Exchange Board of India (Sebi). EGRs allows investors to buy and trade gold in smaller quantities, making participation easier. They also differ from ETFs as investors can withdraw physical gold against their EGRs from any of the different locations of the three Sebi-registered vault managers.
Insurance leaves gaps. A SIP-built emergency corpus covers deductibles, recovery and income loss, so a health shock never becomes a permanent wealth setback.
Tariffs, debt and shaky growth are back, so knowing the cycle tells you what wins
Stop guessing which segment leads next and let one strategy move across the whole market
PMS, AIFs open doors beyond regular funds for investors who understand the trade-offs
Investors who pause during a downturn usually miss the recovery, and that’s where the real gains hide
The Supreme Court has ruled that casual employees are also entitled to a pension like that of a temporary worker, under the CCS (Temporary Service) Rules, 1965
