Profits made on sale of a house held for more than two years qualify for long-term capital gains. Income generated from money gifted to an individual, but deposited in an HUF account later, will be added to the individual’s income every year till the HUF is fully partitioned. LTCG on sale of equity mutual funds is treated as taxable while filing ITR, but gets taxed at nil rate up to the exemption limit of Rs 1.25 lakh
RBI cuts repo rate by 25 bps and injects Rs1.45 lakh crore liquidity; fund managers advise staying short-term and focusing on accrual strategies.
SIPs are one of the most convenient ways to invest in mutual funds and create wealth for the long term. Here are some small-cap and mid-cap mutual funds that have doubled returns over six years, according to data from Ace Mutual Fund.
Stock Market News: On December 5, the Nifty IT and the Nifty Financial Services led the gainers among the sectoral pack finishing higher by 0.98 per cent and 0.9 per cent respectively
Before buying a house, you must know whether it is a freehold or a leasehold property. In a freehold property, the buyer has complete and permanent rights over the land without any renewal requirements. Leasehold properties come with restrictions as the ownership remains time-bound. We explain the difference between the two, and how the nature of a property can affect its resale value, loan eligibility, and long-term financial planning
RBI Governor Sanjay Malhotra said the central bank has been focusing on improving customer service. Campaigns such as re-KYC, financial inclusion and “Aapki Poonji, Aapka Adhikar" are part of improving customer services.
Profits made on sale of a house held for more than two years qualify for long-term capital gains. Income generated from money gifted to an individual, but deposited in an HUF account later, will be added to the individual’s income every year till the HUF is fully partitioned. LTCG on sale of equity mutual funds is treated as taxable while filing ITR, but gets taxed at nil rate up to the exemption limit of Rs 1.25 lakh
If you have the travel bug in you, no one is asking you to kill it. Do nurture it, but also tame it in a way that it doesn’t bite you in the back. Train it to rear its head when you can afford to feed it. A little planning will help you do so.
A motorcycling road trip could be the ultimate adrenaline rush combining adventure along with relative comfort
Whether it is a weekend ride or a long-distance tour, motorcycle touring requires proper preparation. Get the right gear for a safe and memorable ride
Specialised adventure travel plans typically cover injuries, equipment damage, and other situations arising from high-risk activities. But keep in mind the exclusions and limitations. Sometimes, an adventure rider with a standard travel insurance may work better
Rising cost of urban living along with stagnant salaries are pushing a generation of young professionals to move back in with their parents. That situation may lead to friction but mature handling make the situation a win-win for both
Savvy investors are looking for smarter investment strategies, better asset allocation, and products that can balance portfolio growth with stability. Do specialised investment funds (SIFs) fit the bill?
An analysis of ICICI Pru Value Fund. It invests in stocks that are currently undervalued. The idea is to identify stocks across market capitalisation and conserve cash in the absence of value opportunity
Rera has made property buying more transparent, yet other costs can raise the actual price by 10–20 per cent. Buyers should not assume the price on the brochure is final. The true cost of homeownership is far higher
The deposit in Employees' Provident Fund (EPF) account is automated, but withdrawal is restricted. The Central Board of Trustees of EPFO has recently eased withdrawal rules, but confusion persists. We answer 10 FAQs for clarification
It’s crucial to make your own estimate for a retirement corpus, based on your expenses and lifestyle habits. This exercise should be unique to each individual
Our actions and thoughts translate into how our money life shapes up. Look for blind spots before you make any money decisions
PPF Return Beats Bank FDs’ Over Long Term
It Is Safer To Check Insurance Policy Brochure Yourself
Before buying a house, you must know whether it is a freehold or a leasehold property. In a freehold property, the buyer has complete and permanent rights over the land without any renewal requirements. Leasehold properties come with restrictions as the ownership remains time-bound. We explain the difference between the two, and how the nature of a property can affect its resale value, loan eligibility, and long-term financial planning
Rising rents make solo living expensive; staying home lets Gen Z redirect cash into assets.
Turn monthly investments into a disciplined habit that quietly compounds into long term financial freedom
Shift between growth and safety as the economy turns instead of reacting late to headlines
Good themes are built on data and discipline, not fashion; understand the forces before investing.
Blend large mid and small caps in one portfolio so gains offset volatility across cycles
Combine SIP discipline with multi asset funds so volatility softens while long term compounding continues
Knee pain is a common problem in old age. It is curable, but the cost is often unaffordable for many senior citizens. Does the government cover knee surgery under the Ayushman Bharat Yojana? Here's what the government says
