Thus, by embracing smart planning and mindful spending, individuals can ensure that the festival of lights doesn't lead to a season of debt. The five-day festival kicked off on October 18, with the festival of Dhanteras and will conclude with the celebration of Bhai Dooj on October 23. Here's a look at some ways individuals can plan smartly for family and friends:
Top Picks
Gold is a traditional Diwali purchase, but is it truly the smartest way to gift and invest? Here’s how you can balance tradition with modernity this Diwali
When the diyas fade, what remains is not the sparkle you spent, but the security you built. This Diwali, let your bonus light the future as brightly as your home.
A home loan provisional certificate enables borrowers to view their current home loan principal and interest payment information. The home loan provisional and interest certificates serve to help you during tax filing, and they also enable you to receive tax benefits.
Assess your finances and repayment capacity before applying for a home loan this Dhanteras
Under income tax laws, an HUF is not a relative of its members. Employer’s contribution to NPS is not fully exempt under income tax laws. Any money received on surrender of any pension policy for which deduction under Section 80CCC was claimed becomes fully taxable in the year in which the policy is surrendered
Magazine
Magazine Home
It is indeed true that some of the offers out there are truly good or you may have already been saving for a newly launched product. A few simple filters will help you eliminate the variables that don’t matter and bag the right deal
India’s once-cozy relationship with the US is turning complex, with the Donald Trump administration slapping restrictions like steep tariffs and H-1B visa fees. Is India ready to weather the storm?
On the surface, the US tariff may seem like a simple duty, but this is far from normal, says Nilesh Shah, MD, Kotak Asset Management. He discusses how the tariff imposition could impact India and what steps the government is taking to mitigate the risks
The ability to pass on costs, diversify markets, and optimise operations will determine which sectors emerge stronger from this tariff storm
A minimalist Diwali does not mean a dull Diwali or giving up on traditions. It is about focusing on what truly matters—maintaining your financial health by spending smartly. Don’t give in to the GST rate cut nudge and overspend
The GST rate cut will benefit most car and two-wheeler buyers, but the E20 fuel rule may upset your budget. Calculate well and plan ahead for a smooth ride
Both gold and real estate have long been preferred investment choices for Indians. They hold sentimental value, too. We compare the two and assess if one or both assets can complete your portfolio
Fixed-income investments can be bucketed based on your time horizon. However, you can also tweak the allocation, tactically, in accordance with the market conditions
An analysis of Nippon India ETF Nifty 50 BeES. The fund could be a good starting option for new equity investors. This is a suitable option for the long term, given its track record.
Health insurance prevents a medical emergency from turning into a financial burden, and policyholder can claim insurance as cashless or reimbursement depending on what service their insurer offers
A few regulatory changes in September 2025, and how they will impact you
Many senior citizens often end up in destitution after being abandoned by their kith and kin, typically after transferring their property. Can taking recourse to laws meant for seniors lend a helping hand?
We chronicle the journey of retired banker Pramod Agrawal in this issue of Outlook Money Retirement Chronicles who took to teaching and imparting financial awareness post retirement. He also talks about how disciplined investing early in his career gave him stability and financial freedom, and how health and financial stability are interlinked
We often equate frugality with penny-pinching behaviour. But it isn’t. It is about being smart with money, and spending it on things that give value and satisfaction
Equities Can Beat Inflation Over Long Term
Surrendering Pension Plan At Maturity? Be Ready To Pay Tax
Input Tax Credit In Insurance
Turn everyday spends into investment opportunities with simple hacks that balance instant joy and long-term wealth.
Compounding rewards those who start early stay invested and allow time to multiply their money endlessly
For investors who want process and transparency, not personality and guesswork, a multi-factor layer can make the journey calmer
Previous Magazine Issue
Financial independence isn't a luxury for women; it's a necessity in today's time. The sooner you plan, the stronger your control over your future becomes