Indians are moving their money from savings accounts to fixed deposits. While the overall deposits grew 11.5 per cent over the year as of March 2026, deposits in FDs grew, and in savings bank accounts reduced
After sinking deep into the red on IT-led selling pressure, Sensex and Nifty staged a strong comeback. Here's what turned sentiment around
After keeping the repo rates steady in the last two MPC meetings this year and maintaining a neutral stance, RBI is expected to stay on hold in June as well, say experts
Many salaried people depend on the health insurance provided by their employer. That cover is useful and should not be ignored. In many cases, it offers immediate protection and may include spouse, children, and sometimes parents
India’s crypto adoption is growing, with taxation shaping investor behaviour, trading activity and overall participation in the market
After sinking deep into the red on IT-led selling pressure, Sensex and Nifty staged a strong comeback. Here's what turned sentiment around
Calculate & Plan your future with ICICI Prudential Life's retirement calculator
For depositors, there is no real shift in how TDS on bank interest will be applied. The threshold-based system continues, and banks will deduct tax only when interest exceeds the prescribed limits
Many salaried people depend on the health insurance provided by their employer. That cover is useful and should not be ignored. In many cases, it offers immediate protection and may include spouse, children, and sometimes parents
India’s crypto adoption is growing, with taxation shaping investor behaviour, trading activity and overall participation in the market
We need to acquire cockroach-like qualities of being adaptable and resilient to be able to conquer our fear of market volatility and its effects on our portfolios
A list of top-rated mutual funds in terms of performance
While it is advisable to stay invested in volatile markets and not give in to panic selling, it’s also important to keep an eye on how your portfolio of funds is faring
The difference between those who earn well and those who become wealthy is not necessarily intelligence, access, or even opportunity, it is behavioural errors and incorrect choices. Fixing those can be a sure shot way to achieve the crorepati goal
The broking industry is now in a price-war phase, but cost is no longer the key differentiator. The choice will depend on how you plan to use a broking platform
SIFs are the new kid on the block. Kundan Kishore, deputy editor, Outlook Money spoke to Kailash Kulkarni, CEO, HSBC MF, to understand the nuances of these emerging investment strategies. Here are the edited excerpts from the interaction.
PFRDA has proposed a Retirement Income Scheme, RIS Steady, under NPS. The scheme allows regular payouts through two withdrawal options. We explain how it works and what you can expect
Retirement planning solutions must reach the middle- and lower-income groups, for whom the crisis is most acute
For years, personal finance conversations have focused on how much to build. But less attention has been given to what that number is meant to do once it is reached
The stock market always pushes you to act irrationally. The key, however, is to not let your emotions get the better of you and force you to turn your paper losses into actual losses
The need to indulge in fun activities is real for some individuals. The key is to balance out these wants-turned-needs by budgeting smartly and becoming a conscious spender
Electronic gold receipts are dematerialised securities backed by physical gold, which is verified for purity, and stored in vaults approved by the Securities and Exchange Board of India (Sebi). EGRs allows investors to buy and trade gold in smaller quantities, making participation easier. They also differ from ETFs as investors can withdraw physical gold against their EGRs from any of the different locations of the three Sebi-registered vault managers.
The Supreme Court has ruled that casual employees are also entitled to a pension like that of a temporary worker, under the CCS (Temporary Service) Rules, 1965
