At a panel discussion on innovation in insurance annuities at the Outlook Money 40After40 Retirement Expo on February 20, 2026 the panellists discussed the nuances of annuities and how they can give one a regular income after retirement. ‘They also spoke on innovation in insurance annuities, how increased competition will benefit customers and the need to start planning for retirement early in life
An individual can never do all this algorithmic work which an AI tool can do. So, providing these tools is what IDFC is bringing to the consumers, said V Vaidyanathan
Pension Fund Regulatory and Development Authority (PFRDA) Chairman S. Ramann said that every individual must plan for their retirement regardless of their age and socio-economic strata. PFRDA is working towards bridging the gap in onboarding of employees in the unorganised sectors as subscription to NPS from the non-government sector remains abysmally low
India’s aged population is predicted to increase from 10 per cent to 15 per cent, while the working-age population will increase only mildly. India is ageing gradually but steadily. However, only 29 per cent of elderly Indians receive pensions and India has one of the weakest pension coverage levels despite being the world’s most populous country, PK Saxena, MD and CEO of LIC Pension Fund said at Outlook Money 40After40 Retirement Expo
Pradeep Yadav, senior director at Policybazar said that Indians need to shift their mindset in retirement planning. The focus should be in creating steady and long-term cash flows instead of just creating a corpus, he said
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Gaudium IVF IPO Price Band: The fertility services provider has fixed the price band and lot size for its public issue. The sole selling promoter, Manika Khanna, is set to turn her initial investment of about Rs 15 lakh into an estimated Rs 75 crore profit
Calculate & Plan your future with ICICI Prudential Life's retirement calculator
Yield to maturity is a key metric used by bond investors. Learn how important it is and what the calculation is to arrive at it
Premium locations in south Delhi see 22–34 per cent appreciation as affluent buyers fuel redevelopment-led demand, according to a report by Golden Growth Fund
The transition towards the new tax regime has been gradual and slow. To make it more attractive, the government has recently introduced reforms which not only improve the disposable income, but also make the tax system convenient to adopt. Now, organisations are also building employee benefit programs around these changes to save on taxes along with keeping teams happy and engaged
Any plunge you take needs to be well-planned because the middle-class can often not afford to take the risk of leaving a regular income stream
While it’s simpler to open a new business or a small venture in India, the shutdown process can be a nightmare. Simplifying the exit process is crucial to give an opportunity to failed founders to learn from their mistakes and try again. We give you a lowdown on how to open a start-up and how to close one should you lose interest or are unable to sustain it.
The FM made small tweaks to ease the lives of the common people, but income tax slabs, deductions and other tax benefits remain the same. Here’s how the changes will affect investors, taxpayers, consumers and seniors
Coupled with the implementation of the Income-tax Act, 2025, the proposals announced in Union Budget 2026 are expected to simplify tax laws and enhance overall ease of compliance by overcoming practical challenges
As the country’s GDP grows, the size of the Union Budget grows as well. This time, the Budget announced no big-bang measures, like the previous Budget. Instead, Budget 2026 touches you subtly through small measures and a thrust on long term
Retirement is not just about cavorting on the beach with a glass of wine, but also about coming to terms with loss and trauma, and re-picking yourself to find a purpose. Riley Moynes, TED speaker, podcaster and author, discusses the challenges retirees face and how they can overcome them, in an interview with Nidhi Sinha, Editor, Outlook Money
It’s common to assume that buying during market dips can enhance returns. We ran numbers to see what happens if you invest in a plain SIP and compared it with scenarios when you topped up during market dips. The results will shock you
An analysis of Nippon Indian Large Cap Fund
Base policies are proving to be inadequate because of rising medical costs and premiums. To ensure a large coverage at affordable rates, they need to be combined with a super top-up insurance that takes care of rising family claims
At 63, Murli Sundrani doesn’t come across as the typical retired gentleman. He treks, goes on world tours, is pursuing multiple courses, and is financially savvy, too
A step-by-step guide to withdraw funds from NPS account
The issue is not that we consume more than our grandparents did, the issue is when we link our identity and self-worth to our lifestyle
SIP Returns Beat Bank FDs’ Over Long Term
Invest 5-10% In Silver Through SIPs For Portfolio Diversification
The Securities and Exchange Board of India (Sebi) has changed how mutual fund expenses are disclosed by introducing the base expense ratio (BER). Previously, investors kept a track of their mutual fund expenses through the total expense ratio (TER), which combined fund management fees with taxes and statutory charges, such as goods and services tax (GST) and securities transactions tax (STT). This made it difficult for investors to see what fund houses actually charged. In contrast, BER includes only the core expenses of running a mutual fund scheme, and statutory charges are disclosed separately.
SIPs are most often spoken of in the language of patience. They are associated with retirement, children’s education, and other goals that sit comfortably a decade or two away.
India’s market leadership rotates between large, mid and small caps, and flexi cap funds are built to rotate with it.
How to turn trends into portfolios using discipline valuation checks and sensible sizing for investors
In uncertain macro periods, they can lean defensive without abandoning equities when conditions improve later
Business cycle mutual funds aim to navigate volatility by changing exposures as macro conditions evolve
Using humour and personal stories, author, TEDx speaker and founder, Punit Pania reflected on career, finance and planning for life after 40
