Who Should Invest in REITs? Understanding Risk and Investment Goals
Unlike traditional real estate investments, REIT units trade freely on stock exchanges, allowing investors to buy and sell easily
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Children’s Education Allowance Gets A Big Boost, But There’s A Catch
Under the new income tax rules, the children’s education allowance has been increased to Rs 3,000 per month per child, while the hostel expenditure allowance has gone up to Rs 9,000 per month per child, the overall exemption coming to Rs 2.88 lakh per annum
Things To Check Before Buying Gold On Akshaya Tritiya: Hallmark, Purity Of Gold, And Others
Akshaya Tritiya is around the corner, when demand for gold is expected to increase. Here are a few checklists before buying gold to make a more informed buying decision
The 8th Pay Commission has received a proposal to update the three-member family formula to a five-member formula while formulating the 8th CPC salary structure. This shift can change the salary amount significantly for the government employees and pensioners if it is accepted by the committee.
Tax Saving Investment Ideas For Akshay Tritiya
With gold, you need to hold it for 24 months for it to qualify as long-term, whereas ELSS only requires 12 months
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Flexi cap funds gain favour in FY26 amid broader market volatility. The surge signals a structural shift in investor behaviour, with inflows into market-linked instruments rising compared to traditional saving instruments
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Calculate & Plan your future with ICICI Prudential Life's retirement calculator
For depositors, there is no real shift in how TDS on bank interest will be applied. The threshold-based system continues, and banks will deduct tax only when interest exceeds the prescribed limits
If not properly structured, your life insurance death benefit could be claimed by creditors before your family sees a single penny. The MWP Act,1874 protects your loved ones from this
Taxpayers earning interests from NBFCs and HFCs will have to report those incomes in Schedule OS in the updated ITR forms for AY26-27
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Editor’s Note: Fight The Fear
During prolonged periods of uncertainty, it is important to fight the fear. Find strength in the fact that market falls have reversed historically
Don't Let The Fog Of War Cloud Your Market Vision
The conflict in the Middle East has pushed markets into a volatile phase, with indices swinging wildly and sentiment turning cautious. Investors are now left wondering how long this uncertainty will last and what’s the right investment strategy. We find out
Income-Tax Act, 2025: How To Plan Your Taxes In A New Era
For investors with long-term goals, the message is clear: the path to financial growth lies not in chasing tax breaks, but in staying invested, maintaining discipline, and allowing the power of compounding to do the heavy lifting
De-Risk Your Retirement Portfolio Through Life Cycle Funds
If you want to settle for a disciplined and straight-jacketed avenue for retirement investing goal, you may choose life cycle funds. They offer six maturity horizons to de-risk a portfolio
Time To Recalibrate Remittance Strategy For Kids Abroad
Parents need to rethink their strategy for remitting money to children studying abroad given the tactical adjustments in TCS rates and the depreciating rupee
Here’s How To Withdraw Unclaimed Bank Deposits
An account is classified as unclaimed if it remains dormant for 10 years. We have a step-bystep guide on how to withdraw your unclaimed deposits lying in accounts of different banks
Enjoy Your First Salary As It’s Special But Don’t Take EMIs Early On, Says Sidhu Mohanamoorthy
From receiving Rs 3,000 as a site engineer with a PSU to building a brokerage house, Alice Blue founder and CEO Sidhu Mohanamoorthy reflects on money lessons from his early days
Planning For India's Retirement And Children's Education Goals Through InDIAS Scheme
Inflation-linked, Deferred-Income, Annuity-like Securities (InDIAS) addresses the challenges of funding children’s education and own retirement, among others
Returns Of The 50-Paisa Investment Philosophy
Krishnakumar and Latha Sarathy from Bengaluru have followed savings discipline from the beginning of their working years, which has helped them fulfil their goals
Run In Your Own Investing Lane
Investments have to be tailor-made to one’s liabilities, goals and cashflow requirements. Two people of the same age and identical salaries can’t have the same investment strategy
Is Your Pay Cheque Pain Real?
If you are a victim of comparison culture, you need a reality check, but if your budgets are indeed squeezed, you can look at negotiating your salary and upskilling
Do Not Take Loan On FD At Cost Of Safety Net
Do Not Take Loan On FD At Cost Of Safety Net
Do I Need To Pay Tax If I Inherit Shares From My Parents?
Do I Need To Pay Tax If I Inherit Shares From My Parents?
What Are Insurance Sub-Limits?
Insurance sub-limits are caps within the overall coverage in a health insurance policy that restricts how much the insurer will pay for specific treatments, items, or categories of loss. Sub-limits can significantly cut your coverage despite a high sum insurance. So, understanding them before buying a policy is important
Retirement Planning Is Too Human A Problem To Leave To An Algorithm
Jai Bajaj of RTR on longevity risk, the decumulation gap and why trust still cannot be coded.
Stop Trying To Beat The Market. Build A Portfolio That Outlasts It.
Sriram Vaidyanathan of Integrated Enterprises explains why asset allocation beats market timing every single time.
SIP For Buying A Home: How To Avoid Emotional, Expensive Decisions
How disciplined SIP investing helps home buyers choose with confidence, not compulsion.
Mid-Cap Muscle With A Hedge in Hand
This new SIF category chases mid and small-cap returns while keeping a safety valve ready.
The Crorepati Formula Is Simpler Than Anyone Ever Tells You
Start small. Step up every year. Let compounding run. That’s genuinely all there is to it.
No One Factor Wins Every Year. The Smart Move Is to Own All Four.
Quant models now blend value, quality, momentum, and low volatility to build smarter, steadier portfolios.
City Union Bank, IDFC FIRST Bank, and Kotak Mahindra Bank have revised their fixed deposit (FD) rates during the week ending on April 18, 2026
