What’s concerning is that about 32 per cent act on influencer advice without any verification. This is where vulnerability creeps in.
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Inflation vs Mutual Fund SIP Corpus: Over 10 years, if you invest Rs 25,000 p.m. At a 12 per cent annual return, your corpus grows to about Rs 56 lakh. On paper, that looks like a big win. But after adjusting it for a conservative 6 per cent inflation, the real value drops to Rs 31 lakh in today's value.
Life death claims settled 97.82 per cent of cases, paying out Rs 33,697 crore
The annual report points to repeated instances where policies are sold without clearly setting out key features such as exclusions, costs over time, or the long-term nature of the commitment
The Supreme Court has clarified that when fire is the insured peril, the insurer cannot deny a claim merely because the fire was triggered by theft. What matters is the proximate cause of loss—the fire itself—unless the policy expressly excludes such situations.
Stock Market News: Sensex and Nifty 50 closed higher on December 31 after previously falling for four consecutive sessions. Here’s a quick overview of the last trading session of 2025
What are green bonds, and how do they work? Here are the basics to know before investing in green bonds
Gold loans are expanding rapidly as lenders are moving towards secured products and more restrictive underwriting over profit, according to a report shared at the BFSI Conference 2025
Several taxpayers and tax professionals have flagged the technical difficulties in filing the GSTR-9 returns and have asked for an extension of the December 31 deadline. Here’s what GSTR-9 is and how to file the GSTR-9 return
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If you have the travel bug in you, no one is asking you to kill it. Do nurture it, but also tame it in a way that it doesn’t bite you in the back. Train it to rear its head when you can afford to feed it. A little planning will help you do so.
A motorcycling road trip could be the ultimate adrenaline rush combining adventure along with relative comfort
Whether it is a weekend ride or a long-distance tour, motorcycle touring requires proper preparation. Get the right gear for a safe and memorable ride
Specialised adventure travel plans typically cover injuries, equipment damage, and other situations arising from high-risk activities. But keep in mind the exclusions and limitations. Sometimes, an adventure rider with a standard travel insurance may work better
Rising cost of urban living along with stagnant salaries are pushing a generation of young professionals to move back in with their parents. That situation may lead to friction but mature handling make the situation a win-win for both
Savvy investors are looking for smarter investment strategies, better asset allocation, and products that can balance portfolio growth with stability. Do specialised investment funds (SIFs) fit the bill?
An analysis of ICICI Pru Value Fund. It invests in stocks that are currently undervalued. The idea is to identify stocks across market capitalisation and conserve cash in the absence of value opportunity
Rera has made property buying more transparent, yet other costs can raise the actual price by 10–20 per cent. Buyers should not assume the price on the brochure is final. The true cost of homeownership is far higher
The deposit in Employees' Provident Fund (EPF) account is automated, but withdrawal is restricted. The Central Board of Trustees of EPFO has recently eased withdrawal rules, but confusion persists. We answer 10 FAQs for clarification
It’s crucial to make your own estimate for a retirement corpus, based on your expenses and lifestyle habits. This exercise should be unique to each individual
Our actions and thoughts translate into how our money life shapes up. Look for blind spots before you make any money decisions
PPF Return Beats Bank FDs’ Over Long Term
It Is Safer To Check Insurance Policy Brochure Yourself
Before buying a house, you must know whether it is a freehold or a leasehold property. In a freehold property, the buyer has complete and permanent rights over the land without any renewal requirements. Leasehold properties come with restrictions as the ownership remains time-bound. We explain the difference between the two, and how the nature of a property can affect its resale value, loan eligibility, and long-term financial planning
Rising rents make solo living expensive; staying home lets Gen Z redirect cash into assets.
Turn monthly investments into a disciplined habit that quietly compounds into long term financial freedom
Shift between growth and safety as the economy turns instead of reacting late to headlines
Good themes are built on data and discipline, not fashion; understand the forces before investing.
Blend large mid and small caps in one portfolio so gains offset volatility across cycles
Combine SIP discipline with multi asset funds so volatility softens while long term compounding continues
In FY2024-25, housing needs remained on top in partial withdrawal purposes, followed by education and medical treatment, per the PFRDA annual report
