The gold-silver ratio is a mathematical calculation which helps in finding out the relative value between the two metals. To determine the ratio, the price of gold is divided by the price of silver. The ratio is shaped by the market demand for the two metals, and offers insights into the valuation of the precious metals
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NPS offers annuities to subscribers to ensure a regular cash flow for their lifetime, without or without return of the purchase price to their legal heirs after their death. However, of the various annuity options available, subscribers prefer the Lifetime Annuity With ROP option
Complaints related to insurance claims formed a large part of customer grievances in FY 25. In life insurance, 33,280 complaints were related to claims out of a total of 2.66 million claims reported during the year, according to the Irdai annual report. It also showed an increase in complaints related to unfair business practices in life insurance, up from 19.33 per cent to 22.14 per cent on an annual basis
Stock Market News: Sensex and Nifty 50 rose amid positive cues on the last trading day of the current week. Here’s what to watch next
What are green bonds, and how do they work? Here are the basics to know before investing in green bonds
The updated regulations explain which infrastructural exposures are eligible to preferential treatment in the concentration risk norms
Where the sale of shares at a loss and the purchase transaction of the same shares at the same price happen on the same day without any actual delivery taking place, the loss is not treated as short-term capital loss, but as speculative business loss. Any money received from a spouse is treated as a gift under income tax laws. Any interest which gets credited in the saving bank account in respect of flexi FDs is treated as interest on FD
Magazine
It doesn’t make sense to duplicate strategies and investments to overcrowd a portfolio that’s already on track. Keep it simple and stick to the good old basics
IPO boom is back with a bang. Amid the listing-day frenzy, the real question is whether investors are chasing momentum or backing fundamentals. We bust myths to give you real strategies
Top analysts recommend 2 stocks each, backed by solid analysis on why they chose them
SIPs are a powerful tool for wealth creation, but only if you do not give in to illusions such as SIPs always give double-digit returns
Online bond platform providers, which operate under Sebi regulations, have democratised retail access to bonds, but retail investors should understand the risks involved before buying
Green and smart homes promise environmental benefits and digital convenience, respectively. They come at a premium, which also means a higher resale value. But since no authority takes responsibility for maintaining green systems, and buyers have to bear the cost when smart gadgets inside the house don’t work as expected, you must evaluate real costs
A step-by-step guide to add or change a nominee in a bank
NRIs need a more holistic plan that ensures parents can access funds immediately during emergencies, have reliable cashless treatment options at nearby hospitals, and a long-term care plan if they are dealing with chronic or age-related conditions
Good habits build you up, while bad habits pull you down. The one thing to ensure is that your habits are putting you on the path towards success. So, focus on your current trajectory
Fashion is flipping its financial script, and young consumers are leading the change, by flocking to thrift stores. But be mindful of your expenses and don’t use low-cost items as an excuse to overspend
Green investments are gaining momentum in 2025 as capital shifts towards energy efficiency and cleaner infrastructure. Globally, green bond issuance has crossed $5 trillion. We give you a lowdown on what green investments are and the things to consider before investing
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Punjab National Bank, Indian Bank, ICICI Bank, Federal Bank, Jana SFB, Suryoday SFB, Capital SFB, and Shivalik SFB, revise FD rates during the week ending on January 3, 2026




































































































