Think You’re Covered? Why Full Disclosure Is The Make-Or-Break Moment In Insurance Claims
Failure to disclose relevant material facts or providing false information about relevant material facts could result in rejection of the claim or claim
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Section 247: Govt Says No New Digital Surveillance Powers
Officials clarify that the provision only modernises existing search and seizure rules and does not permit unrestricted access to personal digital accounts or AI-based monitoring
Upcoming IPOs Next Week: Clean Max, Gaudium IVF, Two More Mainboard And Four SME Issues To Open, Two Listings To Watch
Upcoming IPOs Next Week: Here is a look at the key primary market activity lined up for the week of February 23–27
A score of 900 is theoretically possible, but it rarely unlocks better loan terms. Most banks and NBFCs treat credit scores above 750 or 800 as low risk. Lenders usually assess risk across broad spectrums, including repayment history, and low credit utilisation, in addition to credit score
Gold, Silver Prices Today: Both Precious Metals Trade Up After Sliding For Two Sessions
Gold and silver rates consolidated after falling for two consecutive sessions as investors bought precious metals at dips. Investors focussed on US economic data and developments on the geopolitical front to gauge demand and supply dynamics
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Gaudium IVF IPO Price Band: The fertility services provider has fixed the price band and lot size for its public issue. The sole selling promoter, Manika Khanna, is set to turn her initial investment of about Rs 15 lakh into an estimated Rs 75 crore profit
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Calculate & Plan your future with ICICI Prudential Life's retirement calculator
Yield to maturity is a key metric used by bond investors. Learn how important it is and what the calculation is to arrive at it
Digital transactions have grown significantly since FY22, with UPI becoming the major mode of transaction; however, RuPay debit cards need policy support
Officials clarify that the provision only modernises existing search and seizure rules and does not permit unrestricted access to personal digital accounts or AI-based monitoring
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Editor’s Note: Reinvention Is A Necessity, Not A Choice
Any plunge you take needs to be well-planned because the middle-class can often not afford to take the risk of leaving a regular income stream
Founders’ Full Circle: From Entry To Exit
While it’s simpler to open a new business or a small venture in India, the shutdown process can be a nightmare. Simplifying the exit process is crucial to give an opportunity to failed founders to learn from their mistakes and try again. We give you a lowdown on how to open a start-up and how to close one should you lose interest or are unable to sustain it.
What Budget 2026 Means For You
The FM made small tweaks to ease the lives of the common people, but income tax slabs, deductions and other tax benefits remain the same. Here’s how the changes will affect investors, taxpayers, consumers and seniors
Budget 2026: Simplifying Tax Law
Coupled with the implementation of the Income-tax Act, 2025, the proposals announced in Union Budget 2026 are expected to simplify tax laws and enhance overall ease of compliance by overcoming practical challenges
How Budget Touches Your Life
As the country’s GDP grows, the size of the Union Budget grows as well. This time, the Budget announced no big-bang measures, like the previous Budget. Instead, Budget 2026 touches you subtly through small measures and a thrust on long term
'Ideal Retirement' Lasts Only A Couple Of Years, Says Riley Moynes
Retirement is not just about cavorting on the beach with a glass of wine, but also about coming to terms with loss and trauma, and re-picking yourself to find a purpose. Riley Moynes, TED speaker, podcaster and author, discusses the challenges retirees face and how they can overcome them, in an interview with Nidhi Sinha, Editor, Outlook Money
SIP Vs SIP + Buying Market Dips: A Reality Check
It’s common to assume that buying during market dips can enhance returns. We ran numbers to see what happens if you invest in a plain SIP and compared it with scenarios when you topped up during market dips. The results will shock you
Nippon India Large Cap Fund: Consistent Across Market Cycles
An analysis of Nippon Indian Large Cap Fund
Why Many Health Insurance Top-Ups Don’t Pay When Claims Pile Up
Base policies are proving to be inadequate because of rising medical costs and premiums. To ensure a large coverage at affordable rates, they need to be combined with a super top-up insurance that takes care of rising family claims
Retirement Is Not About Slowing Down
At 63, Murli Sundrani doesn’t come across as the typical retired gentleman. He treks, goes on world tours, is pursuing multiple courses, and is financially savvy, too
Here’s How To Withdraw Your NPS Funds
A step-by-step guide to withdraw funds from NPS account
Don’t Compare, Look Within
The issue is not that we consume more than our grandparents did, the issue is when we link our identity and self-worth to our lifestyle
SIP Returns Beat Bank FDs’ Over Long Term
SIP Returns Beat Bank FDs’ Over Long Term
Invest 5-10% In Silver Through SIPs For Portfolio Diversification
Invest 5-10% In Silver Through SIPs For Portfolio Diversification
What Is Base Expense Ratio?
The Securities and Exchange Board of India (Sebi) has changed how mutual fund expenses are disclosed by introducing the base expense ratio (BER). Previously, investors kept a track of their mutual fund expenses through the total expense ratio (TER), which combined fund management fees with taxes and statutory charges, such as goods and services tax (GST) and securities transactions tax (STT). This made it difficult for investors to see what fund houses actually charged. In contrast, BER includes only the core expenses of running a mutual fund scheme, and statutory charges are disclosed separately.
SIP For Short-Term Goals Without Compromising Long-Term Dreams
SIPs are most often spoken of in the language of patience. They are associated with retirement, children’s education, and other goals that sit comfortably a decade or two away.
India’s Evolving Equity Markets And The Design Of Flexi Cap Funds
India’s market leadership rotates between large, mid and small caps, and flexi cap funds are built to rotate with it.
Thematic Investing Without The Hype
How to turn trends into portfolios using discipline valuation checks and sensible sizing for investors
Flexicaps Reduce The Cost Of Being Wrong
In uncertain macro periods, they can lean defensive without abandoning equities when conditions improve later
Business Cycle Funds Try To Time Regimes Not Stocks
Business cycle mutual funds aim to navigate volatility by changing exposures as macro conditions evolve
The Employees’ Provident Fund Organisation (EPFO) may keep the EPF interest rates unchanged for the financial year 2025-26
